Story Structure - Final Conflict

Beyond three and four act story structure, lies the Hero's Journey.

The Hero's Journey is the most usable story structure consisting of at least 106 stages and the template for successful contemporary stories, from Star Wars to Al Pacino Scarface to The Incredibles to War of the Worlds to The Dirty Dozen to Midnight Cowboy. The Hero's Journey is a valuable template because:

a) It attempts to tap into unconscious expectations the audience has regarding what a story is and how it should be told.

b) It gives the writer more structural elements than simply three or four acts, plot points, mid point and so on.

c) Interpreted metaphorically and symbolically, it allows an infinite number of varied stories to be created.

One critical stage of the journey is the Final Conflict.

In the last act, the hero must finally battle with the antagonist.

Whether fiction or non-fiction, subtle or direct, psychological of physical, the confrontation follows a familiar pattern that encompasses time pressure, impossible dilemma, polarization, final antagonism, three catharses and possibly the Afterlife Act.

The Final Conflict contains 81 common steps that bring the story to a satisfactory close. This is very valuable, as the ending can be the hardest part of a story to write.

Often the hero is under time pressure to battle the antagonist. In classic good versus evil the antagonist will force the issue, by holding an ally hostage (Spiderman), attack with superior forces or similar. But time pressure is nearly always an element of every story, no matter what. In Midnight Cowboy for example, it is created by Ratzo Rizzo's illness and the need to get to Florida.

The antagonist will often put the hero in an impossible dilemma. He will have to save himself, his love or the world ? he cannot do both. This seemingly impossible task is overcome and prompts the antagonist to take the threat more seriously.

There is also usually a polarization between the good and bad. The difference between them is highlighted visually, verbally and symbolically. This helps the ultimate catharses (there are three) have more impact.

The three catharses allow the audience to attain maximum emotional fulfilment. Catharsis 1 usually involves the antagonist realising he has lost and pleading for mercy on some level. Catharsis 2 usually involves the death of the antagonist, following a deception to regain control. Catharsis 3 involves the death of the lieutenant or some symbol representative of the evil. This process is very obvious and common in Bond films, for example.

The Afterlife Act is less common in modern stories but it still has a valuable place (Out of Africa, Conan the Barbarian). It is an ending that briefly informs us what happens to the hero after we leave him. This will be discussed in another article.

The 81 common steps of the Final Conflict and other story structure templates can be found at http://www.managing-creativity.com/

You can also receive a regular, free newsletter by entering your email address at this site.

Kal Bishop, MBA

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You are free to reproduce this article as long as no changes are made and the author's name and site URL are retained.

Kal Bishop is a management consultant based in London, UK. His specialities include Knowledge Management and Creativity and Innovation Management. He has consulted in the visual media and software industries and for clients such as Toshiba and Transport for London. He has led Improv, creativity and innovation workshops, exhibited artwork in San Francisco, Los Angeles and London and written a number of screenplays. He is a passionate traveller.

Finding The Best Timeshare For You ? Make The Search An Adventure!

Taking the plunge from average vacationer to vacation property owner is a big jump. The fear associated with a full, outright purchase of property hundreds or even thousands of miles away from home can be blissfully alleviated through the purchase of a timeshare.

By getting involved in a timeshare purchase, a buyer is joining thousands of others worldwide who have taken this route for its investment potential, simplicity and the peace of mind a great timeshare management company can afford a vacation home owner. Rather than have to handle every aspect of a second property's upkeep year-round while being far away from the actual site, timeshare owners have others to rely on to ensure their one week or two a year at their vacation spot are perfect and greeted by a property that's well-kept and ready for vacationing fun.

When choosing a timeshare that's right for you, there are some things you'll want to consider:

First and foremost, it's important to decide where you'd like your piece of the timeshare pie to be.

If you don't really want to vacation in the location of your timeshare every year, choose top destinations such as tropical beach resorts or high-traffic ski areas. This will allow you great brokerage power with your annual weeks in auctions and exchange situations. If you plan on personally using your timeshare property for your own vacationing pleasure, location is extremely important. Make sure you like your choice destination, but keep in mind, it's possible to trade weeks whenever you'd like with owners in other resorts. A week in sunny Miami for a week in snowy Colorado perhaps?

Once you've researched locations, you'll find most major cities and tourist spots have more than their fair share of timeshare properties. Now's the time to pick the actual timeshare destination itself. Look at different resorts, compare management companies and, if possible, talk to other owners. Find out what's working and what's not and even frequent timeshare chat boards to get the advice of other timeshare users. A good timeshare company takes all the worries off owners' minds and handles the maintenance and upkeep paid for by annual fees in a way that's seamless for the owners. Another thing to consider over and above location is the peak demand times for a resort. This will help you determine the value of your purchase for any possible trades of set stay times in the future.

You also need to decide whether you'd like to buy into a deed or a points system. A deed will give you a piece of ownership for a specific weekly block of time, whereas a points ownership program will allow you to break up your week into shorter periods of time. It's important to determine how the purchase and sale should go and what you're comfortable with in advance. Check out your options. This is a luxury, so remember you have the time to make good, well informed decisions.

After you've chosen the location, company and considered the purchase options, you're well on your way. Just make sure through the entire process you're not feeling pressured and do take the time to review all the options before signing on the dotted line. To find a timeshare that's right for you, just log on to the Internet and visit locations such as www.atimesharesz.com to do a thorough search. If the sale and the process involved is handled correctly, buying a timeshare isn't painful and the rewards you reap for a small investment are priceless ? especially when it comes to the family memories and time away from the rat race a great timeshare destination can afford.

Copyright 2005 by Dana Sanders. All rights reserved.

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Looking for information about timeshares? Go to http://www.atimesharesz.com. A Timeshares Z is a timeshares and vacation, resort and condo rentals and resales directory. Visit http://www.atimesharesz.com/getaways.htm for featured low-priced vacation getaways at popular destinations across the U.S.
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Lucky Charms and Talismans

Many of you already own several lucky charms or talismans. You just may not be aware of the object's symbolism or meaning. Below I have compiled a list of some of the more popular and common good luck symbols that can be purchased in the form of jewellery, paintings or statues.

The Ring: A ring made of gold represents eternity and the circle of life. A diamond on a gold ring symbolizes fidelity. The tradition of the wedding ring goes back to the ancient Romans. Puzzle rings that interlink symbolize the integration of the spirit with the mind. When you give a puzzle ring to a friend, it means that you never want the two of you to part ways.

The Clover: The three-leafed clover is a symbol of health and vitality and for the Celts, symbolized The Holy Trinity. A four-leafed clover symbolizes sudden good fortune. A five-leafed clover symbolizes a happy marriage.

The Heart: A heart is the classic symbol of love. A picture or lock of hair carried inside a locket is thought to be the ultimate way to symbolize the carrying of another's spirit in your heart. As an amulet the symbol of the heart protects against heart disorders, anxiety and the tendency to blame others.

The Pentagram: This five-sided star is also known as the Druid's foot. It helps as a talisman to fulfill wishes, invoke spiritual powers and activate inner powers. It also serves as a protective amulet against the "evil eye" and casts evil back to where it came.

The Star of David: This six-pointed star is also known as the Seal of Solomon and the Hexagram. It consists of two interlocking triangles and is used as a talisman to attain harmony, gain knowledge and invoke the aid of the angels.

The Heptagram: Also known as the Mysterious Star or the Love Star, this seven pointed star is sacred to Venus and helps one radiate beauty and attractiveness as well as radiate harmony and love.

The Crescent and Star: This symbol is a powerful love talisman that also symbolizes sexuality, wisdom and well being.

The Eye in the Triangle: This is an amulet that finds its origins in the culture of Europe, Asia and Africa. An image of an eye within a triangle is thought to reflect evil back to the wisher of bad luck and protect against envy, jealousy and misfortune.

The Eye in the Hand: These good luck tokens which feature a human eye centered in the palm of a human hand originate in the Near East and are of Jewish-Arabic origin. The open hand represents the intervention of God and the eye represents the all-seeing eye of Go. This talisman is thought to bring God's mercy, strengthen faith and protect against bad luck.

The Ankh: This looks like a Christian Crucifix but with a loop at the top. This lovely ancient Egyptian symbol represents love and long life.

Thor's Hammer: This talisman usually looks like a small axe or very blunt edged cross. Carrying this symbol is thought to help achieve social success and protect against petty quarrels, making the wrong move in life and losses on the stock market!

The Pictic Knot: This is a Celtic charm that looks like three interlooping triangles. It is represents the three realms of consciousness and is worn to protect from black magic, magickal mistakes and dangers in general.

The Celtic Knot: These come in many designs and look like knotted threads. The knots based on mirror images or the number two represent passion, inspiration and a happy marriage. Knots based on the quadrupling of an image represent personal power and wisdom.

The Medicine Wheel: For about 5.000 years, almost all Native American Indian tribes have designed some form of a medicine wheel. The design varies but basically medicine wheels are Mandalas whose imagery is based on the number four. Medicine Wheels help you develop personal power and equilibrium, attain wisdom and understand the ups and downs of life!

The Dorje: This is a Buddhist "thunderbolt" that also resembles sceptre or a dagger. They are usually freestanding brass objects about the size of a paperweight done. This symbol is thought to repel demons, help one follow the true path and not be misled by false prophets.

Roman Coins: Antique Roman coins are thought to bring prosperity and good fortune to those who wear them as jewellery.

The Two Headed Ax: This image is found in almost all cultures: ancient Crete, Asian, Northern Europe and African cultures. It represents justice, authourity, and strength of character.

The Human Skull: Human skulls, whether bone or silver are usually worn to protect one from death. Shamans wear them to symbolize the accessing of deceased spirits.

The Devil's Trap: This is a circular gold or silver coin or talisman which features tiny Hebrew text that spirals more and more tightly inward towards the center of the circle. The idea is that the "Devil's Energy" is trapped inside the circle so it can't escape. This is worn or placed near doorways to protect from evil and clear one's path of obstacles.

The Zen Symbol: This looks like a black teardrop shape and white teardrop shape embracing each other in a circle. It is from the Far East and is also known as the Ying Yang or Tai'Chi symbol. It is worn to achieve equilibrium, balance and harmony between the sexes.

Samantha Steven's articles have been published in many high-standing newspapers and she has published several books. If you wish to buy Samantha's books about metaphysics click here http://www.insomniacpress.com/author.php?id=110 You can meet Samantha Stevens at http://www.psychicrealm.com where she works as a professional psychic. You can also read more of her articles at http://www.newagenotebook.com

Too Much Empathy Will Cost You Money

Ever have a prospect start out your sales call by asking you "so how much does this cost?" as the first question out of his mouth? How you handle this question, and subsequent ones like it, will greatly influence the outcome of your sales-call.

Right now is an excellent time to examine some of your beliefs about selling. Do you believe that this is a reasonable question for the prospect to ask? Would this be one of your first questions of a seller if you were the prospect? Do you agree with saying's like "The customer is always right."?

If you agree iwht most or all of these beliefs, would you then answer his question directly with a price? Just because the prospect asks a reasonable question does not mean that the smart thing to do is to answer it. Doing this at the very least could cost you money that you did not know the prospect had. And, doing this could cost you the entire sale, if the prospect prematurely rules you out because you are "too expensive".

People make buy, no-buy decisions for emotional reasons. Imagine that your buyer looks at a scale on which she weighs the emotional consequences of her decisions. If the sales call begins with your answer to "how much does this cost?", which way do you think her scale tips? Gee, you don't know because you haven't had the chance yet to ask about this buyer's budget or financial resources. Unless you are lucky enough to be priced right within her budget, chances are this scale is going to tip very negatively against you. And you are rapidly on your way to losing this sale. In fact, you may not even get a chance to finish this sales call now.

How do you tip the scale towards the positive, towards you? Ask questions to help the buyer discover his emotional reasons why he wants and needs your product now. Ask questions that uncover the consequences of not buying from you. Take control by turning the prospect's question to you into a question back to him. This question could be as simple as "Do you mind if I ask you some questions first to see if you even need any of my products/services?"

Take control of the sales call up-front, and tip the scales in your favor.

? 1999-2004 Shamus Brown, All Rights Reserved.

Shamus Brown is a Professional Sales Coach and former high-tech sales pro who began his career selling for IBM. Shamus has written more than 50 articles on selling and is the creator of the popular Persuasive Selling Skills CD Audio Program. You can read more of Shamus Brown's sales tips at http://Sales-Tips.industrialEGO.com/ and you can learn more about his persuasive sales skills training at http://www.Persuasive-Sales-Skills.com/

Oprah! How to Appear on The Oprah Winfrey Show

Do you dream of being on Oprah Winfrey's television show? Lots of people do. An appearance on Oprah is considered by many to be the pinnacle of success. Authors dream of having bestselling books as a result of an Oprah appearance. Even David Letterman staged a long-running bit on his show where he openly campaigned to be invited on Oprah's show.

Before pitching your story to Oprah, become familiar with how the show is structured. Oprah changes the show's focus from year to year. Watch at least a full week of shows to learn the type of stories the show features and how regular segments fit into the show. As you watch, imagine how your story might be told on The Oprah Winfrey Show.

Don't send your pitch to Oprah Winfrey. Watch the credits to get the names of producers who work on the show. If you have a media kit, send it to the appropriate producer. Tell them why you think your story is right for the show, and how you see your story fitting into the format of the show. Include a copy of your book, a product sample, a short video, or other items that help make your case. You can get the current mailing address at the Oprah web site: http://www.Oprah.com/.

The Oprah.com web site is a great resource to help you land a spot on the show. The web site includes a list of topics they're working on for upcoming shows, and tells you how to contact the show to tell your story. There are links for getting your story into O, Oprah's magazine, too.

You can also use the web site to research regular show features and the topics of past shows. That knowledge can help you target your pitch to the show.

Remember that Oprah and her staff watch television, read newspapers and magazines, and listen to the radio. They are always on the lookout for great stories. Get your story in other media and they may find you. Doing lots of other interviews will also be great practice for when you actually make it to the Oprah set. The Oprah Winfrey Show is based in Chicago, so you might want to make a special effort to get publicity in Chicago media.

Know the show. Visit Oprah.com frequently to see what guests they are looking for. Follow up and contact the show when you can make a connection with an upcoming topic. And have a nice time in Chicago!

Copyright Cathy Stucker. Learn more about how you can attract customers and make yourself famous with free publicity at http://www.IdeaLady.com/pr.htm

Helping Your Children Develop Their Self-Discipline

We want our children to do the right thing, especially when they are out with their friends. We want to believe in them, but somehow, we don't feel certain that they would.

Have you ever asked yourself why you feel and act that way? Maybe the answer lies in the fact that, although you intend to, you rarely teach them how to develop their self-discipline. Or maybe it is because your parents never taught you how to develop yours.

Well, it's never too late to learn. Here are fourteen principles to set you on the right track:

1. Natural and logical consequences require children to be responsible for their own behavior.

2. Reward and punishment deny children the opportunity to make their own decisions and to be responsible for their own behavior.

3. Distinguish the differences between the punishment approach and the logical consequences approach to developing their self-discipline:

? Punishment expresses the power of authority; logical consequences express the impersonal reality of the social order.

? Punishment is rarely related to misbehavior; logical consequences are logically related to misbehavior.

? Punishment focuses on what is past; logical consequences are concerned with present and future behavior.

? Punishment tells children that they are bad; logical consequences imply no element of moral judgment.

? Punishment is associated with a threat, either open or concealed; logical consequences are based on good will, not on retaliation.

? Punishment demands obedience; logical consequences permit choices.

4. Natural consequences are those that permit children to learn from the natural order of the physical world.

5. Logical consequences are those that permit children to learn from the reality of the social order.

6. For consequences to be effective, children involved must see them as logical.

7. The purpose of using natural and logical consequences is to motivate children to make responsible decisions, not to force their submission.

8. Apply the logical consequences approach in the proper sequence:

? Provide choices and accept the child's decision while using a friendly tone of voice that communicates your good will.

? While following through, assure the child that he may try again later.

? If the misbehavior is repeated, extend the time that must elapse before he may try again.

9. Consequences are effective only if you do not use the hidden motives of winning and controlling.

10. Be both firm and kind when correcting children's misbehavior. Firmness refers to your follow-through behavior; kindness refers to the manner in which you present them with choices.

11. Talk less, listen and act more. Lead them into the proper behavior by setting the example.

12. When you do things for children that they could do for themselves, you are robbing them of the opportunity for self-respect and responsibility.

13. Avoid fighting or quarreling; they indicate a lack of respect for the other person. Avoid giving in; it indicates disrespect for yourself.

14. Be patient! It takes time for natural and logical consequences to become effective.

Follow these principles and watch your relationship with your children and spouse improve, the self-discipline of your children increase, and, perhaps most importantly, your patience and love for them return.

Remember: When you maximize your potential, everyone wins. When you don't, we all lose.

? Etienne A. Gibbs, MSW

PERMISSION TO REPUBLISH: This article may be republished in ezines, newsletters, and on web sites provided attribution is provided to the author, and it appears with the included copyright, resource box and live web site link. Although advance permission is not required, please notify us at eagibbs@ureach.com when you use this article.

Etienne A. Gibbs, MSW, Management Consultant and Trainer, conducts seminars, lectures, and writes articles on his theme: ... helping you maximize your potential. He offers management, marketing and parenting resources at http://www.maximizingyourpotential.blogspot.com

Interactive Technology in Healthcare Education

Healthcare professionals are under pressure to remember, utilize and absorb vast amounts of new or changing information in increasing volume. This surge has led to new and improved computer-based tools for many healthcare activities and to an explosion in the marketplace of tools used in instruction and education of healthcare workers. This article explains the use of interactive technology in healthcare and how this benefits instruction and education of healthcare professionals.

Digital systems that capture images from documents, 35-mm slides, physical samples or specimens, or virtually anything that the camera lens can see, is found in interactive technology. In healthcare, transmitting these images to computers with simple devices or software that will allow the display and integration of educational material into the training environment is easily accommodated.

The method for delivering these images or documents, usually via PowerPoint presentations, photography, videotape or audio presentations can turn a standard Windows PC into a dynamic, interactive, teaching tool. Depending on the type of training environment needed, interactive presentations can be found in the use of liquid crystal displays, large plasma displays, rear projection systems or even whiteboards. Educators can now tailor their courses to their audience's expectations and needs using any number of these presentation forms.

Effectiveness of interactive learning systems is largely dependent upon the type or form of delivery used in combination with software that is easily used by both novice and expert users. Smaller systems will use a pen or stylus vs. a computer and a mouse where larger systems may use elaborate videoconferencing systems where many participants can be in the virtual classroom at the same time. Many healthcare organizations already utilize small and large types of communication systems routinely in the delivery of quality, high-tech healthcare to patients and their community. Adapting this equipment or having it serve dual purposes is an easy and cost-effective transition.

The era of the blackboards and chalk dust is now a memory for most of us. Interactive technology tools permit the educator to draw on, write on, and annotate data right on the screen as part of their dynamic presentation. In addition, the educator can now annotate their presentation and then save, print and even distribute by email, the contents of the class session to all participants.

The mobility that interactive technology gives the educator in the virtual classroom lends itself to unlimited types of uses and methods for delivery of high quality, interactive, sessions. Participants, too, benefit from easy access to the sessions, improved and more accurate note-taking that can be used later for study and reference. This all leads to greater retention of the learning objectives and enhanced or improved application in the field once the participant returns to the office or department.

Healthcare professionals should look for educators and learning systems that combine ergonomics with interactive technologies that integrate use the user of free text, annotation, images and video clips with the traditional printed materials. Transitions between screens or programs, linking to the Internet and class sessions, downloading or printing of the course materials and saving of files or information for future classes or reference use should be easy and simple to use. The presentation and delivery of the educational material should be efficient and easy to use and tailored to use by both healthcare professionals that have varying levels of technological skills.

Regardless of whether healthcare workers are new to the workplace or seasoned professionals, the learning systems used should assist them with learning new skills, procedures, diagnostic techniques and terminology. Communication between healthcare workers in both local and distant communities is on the rise and the use of interactive technology enables the participants to collaborate and share critical data and information.

Interactive technology can also benefit the bottom line and reduce costs formerly associated with travel or staffing and resources to send workers to local, regional or national meetings. Interactive presentations and systems can also attract and hold the participants interest and attention, enhancing their learning and retention gained from the course(s).

It is no wonder, then, that interactive technology has gained such a strong and prominent position in the education of healthcare workers. Healthcare workers looking for either online, distance or local training should evaluate the presentation and delivery systems used in order to maximize their learning experience.

PUBLISHING RIGHTS:
You have permission to publish this article electronically, in print, in your e-book or on your website, free of charge, as long as the author's information and web link are included at the bottom of the article and the article is not changed, modified or altered in any way. The web link should be active when the article is reprinted on a web site or in an email. The author would appreciate an email indicating you wish to post this article to a website, and the link to where it is posted.

Copyright 2005, M. A. Webb. All Rights Reserved

Michele has 20+ years experience in oncology healthcare, including Cancer Registry management. You can learn more about cutting-edge learning tools and opportunities by visiting her WeTrainU blog, Cancer Registry and online training site (eStudy4U).

Car Finance Places You On The Top Gear While Buying A Car

Fast car on open roads. It is a perfect picture for any car enthusiast. But you have to go to your work and also drop your kids to school. This is the real picture for most of us. We need to save time when we don't have any. A typical individual has so many odd jobs to complete that a car can, without doubt, facilitate their accomplishment. Financing your car doesn't fit your idea of the way of buying your car; then probably you are still stuck with traditional car buying methods. Shed your inhibitions with regard for car financing because it undoubtedly keeps in mind your financial caliber before furnishing you with a car finance loan.

Car financing has taken a new spin with regard to providing investment for buying a car. So, how do you finance a car? If this question leaves you baffled, then you have to go a long way in the process of buying a car. The term 'financing' in relation to buying a car connotes either rendering loan to buy the car or lease the car to you. You are probably concentrating on the former meaning. Many people are in favour of talking car finance from dealership for it seems like a convenient option. It seems easy; you select a car, fill out a credit application, and drive away with your car - all in a day's work. Car finance through dealership will give you car finance on weekends and even at nights when other banks and credit unions are closed.

Seems convenient, isn't it? But there is a catch. The dealer will be certainly charging you more for your car finance. Usually car buyers are overcharged by 3% on their car finance. A great number of complaints about car financing are related to dealers. 0% APR is not only attractive but lures the buyers to acquire up car finance not meditating if it is feasible for them. There are very few people who can actually get a 0% APR. Thus car finance deals usually fall midway thereby making car finance experience an extremely distressing one. You are buying a new car and probably for the first time, you certainly want it to compliment your enthusiasm. There are few elementary things that need to be kept in mind before taking that crucial primeval step in car buying.

First and foremost in car buying and financing is checking your credit score before you apply for a car loan. Many people are unaware of the fact that they even have a credit score. You can expediently check your credit score online. So, if you have bad credit history then probably you will be paying more interest rate for your car finance. If your credit score drops below 550, then probably apply for new car finance is not such a good idea. First repair you credit score. Repairing credit score requires little effort, helps you repay your debt and retain your credit report. Online car finance companies can get you car finance loan even if your credit score is lower than required. Your car finance loan can get approved in minutes. Online car finance companies have revolutionized car finance procedure. With lowest online car finance rates, no application fees, or down payments car finance companies provide a formidable competition to car dealers. Car finance companies have set a standard for providing car finance that is worth opting for.

70% of cars are obtained by some kind of financing. You can even finance a used car. The process is as effortless and undemanding as financing a new car. The essence to finding the right car finance is doing to research about your kind of car. Knowledge is power; you must be awake to this age old logic. When so much information frequently exists, then why not make use of it. Find out how much your car costs by comparing rates with local dealers. Very decisive, is cognizing how much, you can afford. Calculate, you monthly income and deduct your usual monthly expenditure to find out how much you can afford on a monthly basis. Compute carefully, otherwise you will find difficulty in repaying your car finance loan. And you definitely don't want to fool around with your repayment plan because a lot is at stake. You can seek free advice for your own car finance online through credit unions and loan institutions.

You are a car enthusiast, a car consumer, a just a person who needs a car you ought to drive the best car. And why not drive the best car, when you have access to the best car finance plans. Car financing is a transparent route that leads you to become a car owner. Car finance loans are usually short term loans ranging from 36 to 72 months. Shorter loan term imply, lower interest rates and will prove to be cheaper. You have been working hard to select the car you want; there is a fairly good chance that you would not have to work so hard for car finance. So, sit back relax and enjoy the ride.

After having herself gone through the ordeal of loan borrowing, Natasha Anderson understands the need for good quality loan advice. Her articles endeavor to provide you the wise counsel in the most elementary way for the benefit of the readers. She hopes that this will help them to locate the loan that beseems their expectations. She works for the UK secured loan web site http://www.ukfinanceworld.co.uk.To find a Secured or unsecured loan that best suits your needs visit http://www.ukfinanceworld.co.uk

Tending the Fire

In old buildings there was a boiler room where men stood shoveling coal or wood into a furnace to keep the whole building warm. If they didn't tend to the fire, the place went cold. The same is true in our lives. We need to tend the inner fire so our lives do not go cold.

Made for Success is based on the fact that humans are made up of three parts: The body, the soul and the spirit. The Body is that part that lives in the physical world. The Soul is the mind, will, and emotions. The Spirit is that part of us that transcends this life and is able to commune with God. It is my belief that success comes from the inside out. That is, it starts in the spirit, which affects the soul, which enables the body to do what we need it to to achieve success. With this understanding, it is imperative that we tend to the fire of the spirit on a regular basis. I thought I would share with you this issue a couple of ways I do this, in order to keep my spirit strong.

I read every day from a book that focuses my mind on spiritual things. This usually happens in the morning, though any time is sufficient. Sometimes it is the first bit of time I am at the office. This gets my day off on the right track and gets my spirit in the right place. You might say, "I wouldn't know where to start." Let me help. One thing I do, is to read from the book of Proverbs in the Bible. It is full of practical, spiritual advice! And to make it easy, there are thirty-one chapters there. If it is the seventh day of the month, guess what chapter I read? Exactly. Another book I have found to be helpful is a book called Face to Face, which you can order at your local bookstore or through Amazon. It is essentially three months of short daily bible readings. And it is non-sectarian, so you don't have to worry about a bias.

I also pray every day. Now, in the field of self-improvement there is a lot of focus on doing it yourself, disciplining yourself, etc. But I know that I need God's help in every area of my life - and I ask Him for it on a regular basis!! Praying brings me back to what is important, and gets me the help and strength I need.

I involve myself in a church. I know, some of you are thinking, "Church people, no way." Well, sometimes, I couldn't agree with you more! But there a couple of things that being involved with a group of people who share your religious beliefs does for you. One, it gives me strength to have others who encourage me on that path. The other is that I have found that the times I have grown the most as a person have come in times of being involved with the frailty of humanity. It isn't when everyone is behaving perfectly that I grow. That doesn't stretch me. What stretches me is when I am living in a community and I have to tolerate others and forgive others. So even the weakness that is inherent in living in a community of faith can become a strength if we make it so. Whatever community of faith you are involved in, make it your goal to grow when others fail.

Let me encourage you. Tend to the fire of your spirit. It is the first step to a successful life. Without it, you may achieve all sorts of things in this life and when you get there, ask, "What it the meaning? Where is the purpose? Where is the happiness?"

About The Author:

Chris Widener is a popular speaker and writer as well as the President of Made for Success, a company helping individuals and organizations turn their potential into performance, succeed in every area of their lives and achieve their dreams.

To see Chris "live" at the upcoming Jim Rohn Weekend Event as he speaks on the subject of Secrets of Influence go to http://Chris-Widener.InspiresYOU.com/ or call 800-929-0434.

Clip Earrings: A Pierce-Less Sense of Style

Pierced jewelry is all the rage among both the young and old, celebrities and commoners alike. But for various reasons, a person may be against ear piercings. It could be because ear piercings are a bit of a hassle, and then again it could be because body piercings are prohibited to a person because of religion or other constraints. Clip earrings are therefore very convenient and suitable for some people. Not everybody wants to be pierced, but everybody wants to be fashionable and chic.

Clip earrings are seldom uncomfortable, and even if one is not accustomed to wearing them, they are easy to get used to. These jewelry items are clasped onto the earlobe, then worn like regular pierced earrings. The clips are often strong, so they don't blow away with the wind or get knocked into the nearest sewer drain while the wearer is casually walking down the street. They are also very convenient; easy to slip on or off in a pinch.

Various materials are used to make this user-friendly and fashionable item. From inexpensive plastic to costly gemstones, they also come in a great variety of designs from which to choose. Clip earrings are an excellent alternative to costume jewelry -- that is, stuff you're going to wear once, and then again only during the next blue moon. Jewelry to wear onstage, and only at specific productions, is an example of this. This might be especially attractive to people who seldom wear earrings, but are drawn by the thought of wearing earrings during special occasions. There is then no need for ear piercings, when such a stylish accessory is already at hand.

Children may also prefer clip earrings as these accessories are enjoyable to wear and to collect. Clip earrings are good for mixing and matching, for swapping and other fun activities. Even if one's ears are already pierced, clip earrings should still be considered -- they may come with uses and "looks" that will pleasantly surprise any person.

Sam Serio is an Internet Marketer, musician and a writer on the subject of jewelry and gemstones. For more information on jewelry and gemstones, we cordially invite you to visit http://www.morninglightjewelry.com to pick up your FREE copy of "How To Buy Jewelry And Gemstones Without Being Ripped Off." This concise, informative special report reveals almost everything you ever wanted to know about jewelry and gemstones, but were afraid to ask. Get your FREE report at http://www.morninglightjewelry.com.

Credit Report Disaster Through Mistaken Identity

I've got some very important info I want you to think very seriously about. I'm sure by now you've heard of Identity Theft,...heck you may have even been affected by it. I know many of my friends have.

But how about what may potentially be even a more dangerous threat......."Mistaken Identity". That's right, "Mistaken Identity"! Throughout my career in lending, the absolute biggest problem that I've seen clients encounter when applying for a loan, is someone else's derogatory information showing up on their credit report!

You would not believe the nightmare I've seen clients go through, when they realized someone else's bad credit history was showing up on their report, causing them to be declined for the loan the should have easily qualified for. Little did they know that everytime someone on the other side of town made a late payment, or decided not to pay at all, it was being added to their credit report.

Believe it or not, I've even seen one specific case where "Mistaken Credit Identity" forced someone into bankruptcy! That's right, a lady came to me wanting to apply for a new home loan. Unfortunately she had recently lost her job and her bills were starting to pile up, and her reserves were running low. Luckily, or though she thought, she had plenty of equity in her home that she could access through a home equity loan, to pad her bank account and give her plenty of breathing room until she landed a new job.

To her shock and dismay, I pulled her credit report and informed her that she did not qualify for the loan. She was in disbelief. "I've never had a late payment in my life"! she exclaimed. I told her her credit score and begin listing off the multiple derogatory entries that were listed. She couldn't believe what she was hearing. How could this happen?

It happened because she had a very common last name, and also shared a very similar first name to another individual who lived not far from her, and even had a very similar social security number. Unfortunately my potential client had not applied for a new loan of any kind for several years and had no idea that these errors had been piling up. As a matter of fact, the errors were so severe that despite literally months of working with her to get the errors corrected, we couldn't wash them away in time. Her financial situation had sprialed out of control and she was ultimately forced into bankruptcy.

And......it all could have been avoided if she had only known the situation existed in time. I cannot stress enough the importance of having your credit checked at a minimum, every six months to check it for errors.

Don't let something like this happen to you! I can very easily be avoided if you take the proper steps.

It is now reported the over 80% of all credit reports have errors, and if you have a common last name, or have Jr. or III, etc., at the end of your name, chances are closer to100%!

Don't wait until it's too late, take action now and give your credit a "check up"!

****Please feel free to pass this article along to a friend, or to publish on your web site, as long as no changes are made to the resource box.****

Don Bethune
Destiny-Marketing, LLC
PO Box 801244
Acworth, GA 30101
http://www.CreditReportRepairOnline.com